Don's Ford Finance Center

Welcome to Don's Ford Finance Center! Here, we work with lenders to help drivers around Utica, Fort Drum, and Oneida, New York, buy or lease the Ford they love. From advice on whether to purchase or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget. Contact us with any questions you may have.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Financing and Leasing Center

Our financing experts know there's no one-size-fits-all when it comes to car financing. With options ranging from new Ford leases to used car loans, our team will work with you to create a great plan, whether you want to get a new car every few years or you're set on a model you want to own for many years to come.

Unsure which option is right for you? Our team will work with you to decide the right choice for your situation. We're here every step of the way, whether you're interested in financing or leasing.

Financing Tools

Our finance center has developed several financing tools to help drivers prepare for the lease or purchase process.

The Credit Estimator tool is designed to estimate the interest rate you may receive for a lease or loan. You can factor this into your calculations when approximating monthly payments for a specific Ford model.

Do you have a vehicle you'd like to sell or trade in? The Sell Us Your Car tool is available to find out how much your vehicle is currently worth. In three steps and a couple of minutes, you can find out how much it's worth. You'll need some basic information about your vehicle, including the year, make/model, trim level, and mileage to get started.

Our online Finance Application is a tool that allows you to apply for financing from home or on the go. When we receive your application, our team will review it and let you know if you're pre-approved.

Finance and Lease Specials

Our finance center often has finance and lease specials available for drivers. These specials can make it a little easier to get behind the wheel. We rotate them often, so be sure to check if one that works for you may be available.

Finance and leasing specials may be for a specific Ford model, trim level, or even term length. Our team can review the current specials to help find one that may apply to your lease or purchase.

Frequently Asked Questions

It's common to have questions when purchasing or leasing a vehicle. We've highlighted some of the most common questions our finance team sees to help provide you with more information before you visit.

One is not inherently better than the other. Buying and leasing are both great options. Your lifestyle and needs may be the determining factor in whether you buy or lease.

Leases are often shorter-term commitments than buying, often with lower monthly payments. However, you do not own the vehicle. When you buy a car, you own it and can customize it, service it, and even sell it whenever you want.

Car loans, on average, are around three to five years in length. However, many lenders offer flexibility from 24 months up to 84 months long. You can often discuss adjusting your auto loan in increments of 12 months.

There is no specific auto loan length that is right for everyone. Our financing team will work with you to develop a loan with a length that meets your needs.

Yes. We work with drivers from a variety of financial backgrounds and will work with lenders to find a car loan that works for you.

If your credit isn’t ideal, you may be eligible for an auto loan with a higher interest rate. A down payment can help increase the likelihood of receiving a loan and potentially lower interest rates.

Yes. You can purchase a vehicle without a down payment; however, you are likely to receive a loan with a higher interest rate.

If you have a current vehicle, you can trade that in and use the money you make on that trade as the down payment for your next ride.

Visit Our Ford Finance Center Today

If you're ready to buy or lease your next Ford, rely on the team at Don's Ford's finance center to help get you behind the wheel. We want to see drivers across Utica, Fort Drum, and Oneida, NY, in a Ford they love.

Begin your financing or leasing journey online, or visit us in person. We'll work with you to create a plan that works for you. Apply for financing through our online finance application or apply in person today.

  1. Don's Ford

    5712 Horatio Street
    Utica, NY 13502

    • Sales: (315) 864-7030
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Get in Touch

  • Contact our Sales Department at: (315) 864-7030
  • Monday9am-7pm
  • Tuesday9am-6pm
  • Wednesday9am-7pm
  • Thursday9am-7pm
  • Friday9am-6pm
  • Saturday9:00 AM - 5:00 PM
  • SundayClosed