Don's Ford Finance Center in Utica, NY

Don's Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Don's Ford Vehicle?

At Don's Ford near Rome, NY, we know that car shopping has changed a lot over the years, but we've always held to one simple belief: Car shopping should be fun.  Unfortunately, if you've ever shopped at some of the other Ford dealerships in the Utica, NY area, you know that no matter how attractive their selections of Ford cars may be, nothing puts the brakes on the fun of shopping for a car like trying to finance it.

Now, here at our Utica Ford dealership, we're not claiming we can make financing fun. We're not magicians after all. But what we can do is make it easy, make it convenient, and tailor our Ford financing to your wants and needs to your to ensure you get the right car to suit your needs at a truly competitive price.

Benefits of Financing

Having worked with drivers from Herkimer, Rome, Oneida, Yorkville, and all surrounding areas over the years, we know that there's no such thing as "one-size-fits-all" when it comes to car financing. Fortunately, when you choose to shop with Don's Ford, you'll find our team is always eager to help you find the financing plan that best fits your lifestyle and budget. With options ranging from new Ford leases to used car loans, our team will work with you to structure a great deal on financing, whether you want to get a new car every few years or you're set on a model you want to own for many years to come. And with frequent special offers available on both our new Ford and used Ford inventory, you may just be surprised by how much you can save with us as well! So, feel free to get started by applying for financing online, or stop by our Ford dealership near Herkimer,NY to speak with one of our friendly sales associates about your financing options today!

Flexible Credit Options

Don's Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
  1. Don's Ford

    5712 Horatio Street
    Utica, NY 13502

    • Sales: (315) 864-7030
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Get in Touch

  • Contact our Sales Department at: (315) 864-7030
  • Monday9am-8pm
  • Tuesday9am-6:30pm
  • Wednesday9am-8pm
  • Thursday9am-8pm
  • Friday9am-6pm
  • Saturday9am-5pm
  • SundayClosed